'Resourceful' is just another word for ?prepared'.


I work hard to give you everything you need for a successful, enjoyable real estate transaction.

I´m happy to provide you with a few of the tools you need to prepare in the pages below.

Once you´ve armed yourself with a little bit of knowledge and are ready to act, get me on your side for a smoother, faster, less stressful transaction.

I look forward to working for you!


6 signs you're ready to buy
Affordability Analyzer Calculator 
After Offer Is Accepted 
Agreeing on a house- compromise 
Anticipating Transaction Snags
Are You Ready to Buy? 
 Answering Those Tough Questions Pay Off
Beating Buyers Remorse
Benefits of Home Ownership 
Buyers & Purchase Contracts 
 Buyers Field Guide to Attending Open Houses
Closing Cost Info 
Common Questions for First Time Buyers 
Compromising on a house 
Condos or Townhome 
Create a Home buying Strategy 
Don't Get Stuck on a Lowball Offer
Finding the Right Home
First Time Buyer Tips 
Getting PreQualified 
Helpful books for first time buyers 
Helpful Tips When Buying 
How Buyers Down Payment Affects Seller 
How Much House Can You Afford 
 Improving Your Credit Score
Is Now A good Time To Buy
 Finding A Neighborhood
Location, Location, Location -- What Does That Mean?
Low Down Payments Without PMI 
More Tips for First Time Buyers 
Mortgage Scenarios 
 Money Stuff You Have To Do Beforehand
Overview of Buying/Selling Process 
PreApproval and Prequalification 
 Owning A Home-The Monthly Tally
 Pros and Cons of Homeownership
Questions You May Have 
Rent vs Buy calculator 
Saving Money 
Saving on Closing Costs 
Tax benefits of owning a home 
Things to Know About 1st Time Homebuyers 
Tips for Finding the Right Home
 How To Negotiate Closing Costs
 What Does the Term "Closing" Mean?
 What To Expect From Me If You Are A First Time Homebuyer
 What You Need To Know About HOA's
 Important Info for First Time Homebuyers
 Before You Look At Your First House
 How Much Home Can You Afford
 Assistance Programs for First Time Homebuyers
 How To Buy A House
 Thinking About Buying Your First Home?
 Your Real Estate Team and Rent Calculator
 How Not To Pay Too Much For Your House
 Your First Time Homebuyers Guide powerpoint pres
 Tips and Tricks for First Time Homebuyer
 Do's and Don't's
 You Gotta Shop Around
 
To Do List 
Understanding Real Estate Contracts 
 Special Financing Links for First Time Homebuyers:
Cal-HFA
 Down Payment Assistance Programs
 How Gifts Work
 Recapture Information
 
 Statewide Income Limits
 Low Performing Schools Website      (click on "Am I eligible? question #4)
 Target Areas
 Other Target Areas